Creating and maintaining a budget can feel like a daunting task. What’s scarier than having a spotlight shined on your personal finances?
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Whether you’re still recovering from excessive holiday spending or are putting your personal finances at the top of your resolution list, the new year is a great time to reflect on your current & past spending habits and set new financial goals.
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While the holidays are supposed to be a time of comfort and joy, 90% of Americans report feeling stressed during the holiday season
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I decided to sign up for Perpay because it was a great opportunity and an easy, alternative way to pay within my budget.
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Since the 2008 financial crisis, the renting vs. buying debate has become much more complex. Now, the number of millennials buying homes is at a record low in the US.
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Although College graduation is an exciting time of change and celebration, it is easy for early graduates to forget one crucial component which carried them to this jubilant point - student loans.
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A new car is a costly investment and the differences between leasing and buying should be carefully considered to ensure your income is being employed wisely.
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Travel season is officially here and according to The U.S. Travel Association, U.S. travelers spend an average of “$2.6 billion a day, $108.1 million an hour, $1.8 million a minute and $30,033 a second” on travel.
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According to the College Board, the average cost of tuition for the 2016-2017 school year was $33,480 at private colleges, $9,650 for in-state colleges, and $24,930 for out of state residents attending public universities.
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Whether it’s the loss of a job, unexpected illness, or a major car repair, being financially ready to respond to a crisis will not only alleviate stress, but also prevent you from experiencing worse financial trouble down the road.
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According to a recent study by the Employee Benefits Research Institute, just 21% of workers feel very confident that they will have enough money for a comfortable retirement.
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At Perpay, we believe when you work hard, you deserve to play hard and, more importantly, to play hard without financial stress. That’s why we’re breaking down our favorite ways to plan and execute your summer activities, day trips, and vacations without breaking the bank.
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So you are ready to hire an expert to help save, invest, and grow your money! Whether you’re taking the first step towards debt management, planning for a large investment, or simply don’t feel equipped to manage your personal finances on your own, you’re making a decision that will undoubtedly pay off in the long run.
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From tackling your debt to planning for retirement, managing your personal finances can be difficult to navigate on your own. As one of Perpay’s main tenets of financial wellness, guidance is crucial when it comes to making smart financial decisions. But how do you know if you’re getting the right advice?
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