Holiday Budgeting with Perpay

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Why use Perpay this holiday?

The holidays can be tough on your wallet, but Perpay can help. With Perpay, you can do all of your holiday shopping in one place, receive your order in time for the holidays, and pay over time with easy, scheduled payments directly from your paycheck. No interest, no fees, and no crowded shopping malls.


How does it work?

1. Login to check your spending limit

Every Perpay member has a unique Spending Limit based on their income and budget. Head to your profile to access your Spending Limit.

2. Find gifts for everyone on your list

Choose from thousands of your favorite products and premium brands. Shop toys, electronics, cookware, fashion, and so much more in the Perpay Marketplace.

3. Enjoy the holidays

Depending on your payroll integration, your order may ship right away or after your first payment is made. Enjoy a stress-free holiday season while you pay for your with a small amount from each paycheck.


What are other members saying?

Thanks for helping me save Christmas, Perpay!
— Jennifer W.
You blessed us again at Perpay - you guys rock!! Happy Holidays!
— Tanya O.
You’re awesome! & really made my sons Christmas! Thank you from the bottom of my heart
— Ashley V.
Thank you so much! You have to know how big this is for us this holiday!
— Ryan P.

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