Build Credit and Financial Confidence

Building a strong credit score isn't about magic or complicated loopholes. Think of this guide as your toolkit for understanding the paths you can take when trying to build credit.

If you're looking for different ways to build credit, you might have heard of a credit builder loan.

This guide is part of our series on Tools to Build Credit, which covers different strategies for building your credit. We're going to break down credit builder loans so you can decide if it's the right choice for your financial journey.

Many people are now looking into rent and bill reporting as a way to get credit for the bills they are already paying. But how does it actually work? Is it worth the cost? And are there other ways to build credit that might work better for you?

If you've ever felt like building credit is too hard or too confusing, we might be able to help. We believe everyone deserves a simple, affordable way to build a strong credit history, and that's exactly what Perpay+ is for.⁺

If your credit score is low (below 620) or you’re starting from zero, you might feel like you don't know where to start building credit. By knowing your options and picking a path that works for you, progress can begin today. This guide walks through which first steps you can take.

Rebuilding credit can feel overwhelming, but selecting the right credit building tool is the first step toward financial freedom. In this guide, we'll walk through your options and what to look for when choosing one. 

When you're working to build or rebuild your credit, you may have heard about different types of credit cards, like secured and unsecured. Understanding the difference between them is the first step toward a stronger financial future.

We're skipping the tricks and focusing on the treats—real, simple ways to banish those money ghouls for good and take control of your financial freedom.

Check out these tips to master your financial goals in 2024.

Learn how Perpay can help you navigate the holiday season with ease.

The word “credit” can seem overwhelming, but Perpay is here to help. We’ve broken down the basics.

We’ve compiled a list of side hustles to try from home to make some extra cash!

We’ve compiled a list of beach essentials to make the perfect weekend getaway - and build your credit score at the same time.

We’ve compiled a list of ways you can rule this spooky season - and build your credit score at the same time.

Start the fall season off on the right foot with these money-saving hacks.

We’ve rounded up the credit lingo basics help you kick-off your credit-building journey with confidence.

Tips to raise and maintain your credit score

From credit building, to convenient payments, to quality products and more, find out which Perpay features our members are loving lately.

Tax day is tomorrow! We’re here to help with some last-minute tax filing tips and resources.

With Summer in full swing and many travel plans thwarted, now is a great time to get creative with your Summer vacation plans