If you want to set yourself up for financial success, changing your habits is a great start. Just like swapping out your afternoon soda for a cup of tea, replacing your bad money tendencies with positive spending and saving behavior, is a great first step in working towards a stronger financial future.
We frequently hear stories about our members using Perpay to purchase gifts for their friends and families, which we love. This got us thinking about all of the amazing occasions and opportunities to use Perpay.
“By purchasing these items through Perpay, and using their convenient payroll deduction, I don't have to put off waiting to save up for these luxuries or feel guilty about spending money on ME!” - Kimberly L.
Here at Perpay, we’re constantly focused on you, our 350k (and growing!) members. That means we’re always listening to your feedback, and when one of our members tells us how Perpay changed their life, it means everything to us.
While being in debt is a terrible feeling, getting out of debt can feel like an extremely stressful uphill battle. That doesn’t mean that it’s impossible though. Many people struggle with getting out of debt because they don’t know where to start. Fortunately, there are several ways to start tackling debt, regardless of how much you have.
Your credit score is the most important factor on most loan applications. It determines whether you are approved for a loan and if so, the rate at which you can borrow money. A small difference in credit score can end up costing or saving you thousands of dollars.
Whether you’re still recovering from excessive holiday spending or are putting your personal finances at the top of your resolution list, the new year is a great time to reflect on your current & past spending habits and set new financial goals.