We frequently hear stories about our members using Perpay to purchase gifts for their friends and families, which we love. This got us thinking about all of the amazing occasions and opportunities to use Perpay.
“By purchasing these items through Perpay, and using their convenient payroll deduction, I don't have to put off waiting to save up for these luxuries or feel guilty about spending money on ME!” - Kimberly L.
Here at Perpay, we’re constantly focused on you, our 350k (and growing!) members. That means we’re always listening to your feedback, and when one of our members tells us how Perpay changed their life, it means everything to us.
While being in debt is a terrible feeling, getting out of debt can feel like an extremely stressful uphill battle. That doesn’t mean that it’s impossible though. Many people struggle with getting out of debt because they don’t know where to start. Fortunately, there are several ways to start tackling debt, regardless of how much you have.
Your credit score is the most important factor on most loan applications. It determines whether you are approved for a loan and if so, the rate at which you can borrow money. A small difference in credit score can end up costing or saving you thousands of dollars.
Whether you’re still recovering from excessive holiday spending or are putting your personal finances at the top of your resolution list, the new year is a great time to reflect on your current & past spending habits and set new financial goals.
Travel season is officially here and according to The U.S. Travel Association, U.S. travelers spend an average of “$2.6 billion a day, $108.1 million an hour, $1.8 million a minute and $30,033 a second” on travel.
According to the College Board, the average cost of tuition for the 2016-2017 school year was $33,480 at private colleges, $9,650 for in-state colleges, and $24,930 for out of state residents attending public universities.
Whether it’s the loss of a job, unexpected illness, or a major car repair, being financially ready to respond to a crisis will not only alleviate stress, but also prevent you from experiencing worse financial trouble down the road.