5 Tips to Stay on Budget This Fall

With October around the corner, it’s time to start looking towards fall. Changing leaves, cooler weather, and pumpkin-spice-everything is on the horizon. There’s no better time than fall to budget for the upcoming holiday season and set yourself up for financial success come December. 

Here are some of our top tips for fall savings:

Clean Out Your Space

Forget spring cleaning. If your home is feeling cluttered, fall’s the perfect time to clear out any unwanted furniture, clothes, or appliances. Bring your items to a consignment store or resell them online for some extra cash, and make your home feel more organized at the same time. It’s a win-win!

Keep Your Home Energy Efficient

With fall being a temperate season for most of us, it’s a great time to open your windows and invite fresh air into your home. No AC or heating is needed for a few months, which is an instant money saver. 

In preparation for the colder months ahead, check that your windows and doors are well-insulated to ensure that money spent on heating and cooling isn’t going out the window. 

If your home’s getting chilly but you don’t want to waste money or energy on central heating, a space heater like this LifeSmart PTC Heater can do the trick. For only $5.75/pay over 12 pays, you’ll save big on heating costs.

Assess Your Spending Habits

Going out for coffee every morning? Getting takeout every day? Before the holidays hit, take a look at how you’re spending every month and whether there are places you can manage your spending. Budgeting doesn’t mean you have to miss out on the things you love, though. With a Bella Espresso Machine, you can bring the coffee shop home to you – it even comes with a milk frother!

Not able to cut back? No worries. Paying for items over time in small payments can also offer you more flexibility with your holiday shopping.

Get Outdoors

The good weather and beautiful scenery that fall brings gives you every reason to get outside. Playing in the leaves, going for a nature walk, and attending community-sponsored fall events like pumpkin carving are all free, family-friendly activities that can help you save money. 

Plan Holiday Spending in Advance

Thinking ahead about what you’re gifting, who you’re gifting to, and calculating how much you expect to spend this holiday season can be a huge help in keeping your account from getting outstretched. 

Using Perpay for your holiday shopping can set you up for financial success, too. With thousands of items to choose from and the ability to pay for items over time while building your credit, you can get the people in your life the gifts of their dreams and give yourself the gift of a higher credit score at the same time.