Rebuilding credit can feel overwhelming, but selecting the right credit building tool is the first step toward financial freedom. In this guide, we'll walk through your options and what to look for when choosing one. 

When you're working to build or rebuild your credit, you may have heard about different types of credit cards, like secured and unsecured. Understanding the difference between them is the first step toward a stronger financial future.

The word “credit” can seem overwhelming, but Perpay is here to help. We’ve broken down the basics.

We’ve rounded up the credit lingo basics help you kick-off your credit-building journey with confidence.

Tips to raise and maintain your credit score

We're skipping the tricks and focusing on the treats—real, simple ways to banish those money ghouls for good and take control of your financial freedom.

Check out these tips to master your financial goals in 2024.

We’ve compiled a list of side hustles to try from home to make some extra cash!

Start the fall season off on the right foot with these money-saving hacks.

Tax day is tomorrow! We’re here to help with some last-minute tax filing tips and resources.

We’re back with the 2020 edition of our top 5 favorite budgeting apps!

Learn how Perpay can help you navigate the holiday season with ease.

We’ve compiled a list of ways you can rule this spooky season - and build your credit score at the same time.

From credit building, to convenient payments, to quality products and more, find out which Perpay features our members are loving lately.