While being in debt is a terrible feeling, getting out of debt can feel like an extremely stressful uphill battle. That doesn’t mean that it’s impossible though. Many people struggle with getting out of debt because they don’t know where to start. Fortunately, there are several ways to start tackling debt, regardless of how much you have.
Your credit score is the most important factor on most loan applications. It determines whether you are approved for a loan and if so, the rate at which you can borrow money. A small difference in credit score can end up costing or saving you thousands of dollars.
Travel season is officially here and according to The U.S. Travel Association, U.S. travelers spend an average of “$2.6 billion a day, $108.1 million an hour, $1.8 million a minute and $30,033 a second” on travel.
According to the College Board, the average cost of tuition for the 2016-2017 school year was $33,480 at private colleges, $9,650 for in-state colleges, and $24,930 for out of state residents attending public universities.
Whether it’s the loss of a job, unexpected illness, or a major car repair, being financially ready to respond to a crisis will not only alleviate stress, but also prevent you from experiencing worse financial trouble down the road.
At Perpay, we believe when you work hard, you deserve to play hard and, more importantly, to play hard without financial stress. That’s why we’re breaking down our favorite ways to plan and execute your summer activities, day trips, and vacations without breaking the bank.
So you are ready to hire an expert to help save, invest, and grow your money! Whether you’re taking the first step towards debt management, planning for a large investment, or simply don’t feel equipped to manage your personal finances on your own, you’re making a decision that will undoubtedly pay off in the long run.
From tackling your debt to planning for retirement, managing your personal finances can be difficult to navigate on your own. As one of Perpay’s main tenets of financial wellness, guidance is crucial when it comes to making smart financial decisions. But how do you know if you’re getting the right advice?
Last month, Perpay reached a milestone of 100,000 members. When we launched Perpay, our goal was to provide millions of people with an alternative and responsible way to lead a financially healthy life.
One of the tenets of financial wellness is understanding your spending. However, from clothing to groceries to morning coffee, it's easy to lose track of every purchase we make in our day to day lives.
Our number one priority here at Perpay is our customers. We take pride in offering the best possible experience, and we're constantly working to improve our support. Here are some nice things we've heard recently!